Anthem Blue Cross High Deductible Health Plan (HDHP) HRA 4000

This plan is a High Deductible Health Plan with in- and out-of-network coverage. It utilizes the Anthem Blue Cross – Prudent Buyer (Large Group) Network (or the National Blue Card Network if you are located outside of California) of physicians and facilities and is paired with a Health Reimbursement Arrangement (HRA).

Here is a summary of the key plan features:

• Your payroll contributions are lower compared to the PPO medical plan.
• It offers in-network preventive care and virtual care through 98point6 at no cost to you.
• You must first meet your deductible before plan coverage begins. However, in-network preventive care, such as an annual well visit, is covered 100% without copays and without requiring you to pay your deductible.
• You can choose any facility or provider for care, but if you receive health services from a doctor or hospital that is not in the preferred network (known as “out-of-network”), you will pay a higher amount. In some cases, you will need to pay the non-preferred provider directly and file a claim to receive reimbursement.
• You have access to family planning benefits covered through Kindbody, including two IVF cycles and egg freezing.
• You receive $1,000 in an HRA to help pay for out-of-pocket expenses regardless of your medical tier level. We make 100% of the contributions to your HRA. Teammates may not contribute.

Review the 2024 Summary of Benefits and Coverage

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* Average out-of-pocket cost after deductible. Your cost may vary depending on your plan and location.
** Teammates and their family members covered on a Radiology Partners’ HDHP HSA 2500 medical plan can receive no-cost virtual primary care through 98point6 while legislation due to COVID allows us to waive the copay.