Congratulations! Whether you want to retire or continue to work, there are some important benefits considerations you should be aware of as you move forward.

• First and foremost: talk to your Benefits Advocate to understand your options for medical, financial, and other benefits. Find out if your current elections still fit your needs in what comes next in your life. Reach out to a Radiology Partners Benefits Advocates via email at radiologypartners@alliant.com or call: (925) 378-6808, 7:00 am – 5:00 pm PT, Mon – Fri.
• If you need help discussing your Medicare options, the Alliant Medicare Solutions team is also here to help. They offer a concierge approach to Medicare and have Licensed Insurance Agents who can guide you, discuss your options, and ensure you make the right choices for your needs. To speak to an Agent, call (866) 279-3195.
• If you are receiving Social Security benefits, you are generally automatically enrolled in Medicare Parts A the month of your 65th birthday. If not, you can enroll in Medicare or delay enrollment (if you are actively working or are on your spouse’s active insurance plan) until a later date. Check out your options at medicare.gov
• If you are enrolled in the HDHP HSA 2500 medical plan and are also enrolled in Medicare, you can no longer contribute to your HSA, or receive Radiology Partners contributions to your account. If you are not enrolled in Medicare, you can continue to contribute to an HSA after age 65. Regardless, your HSA funds are yours to keep and you may continue using them for qualified healthcare expenses.
• Upon turning 65, you may withdraw HSA funds from your account for non-qualified expenses, without penalty. Please note that HSA withdrawals for non-qualified expenses are subject to regular income tax.
• Make sure all your beneficiary elections and their information are current and up to date. For example, review your beneficiaries for Life Insurance or other voluntary benefits on UKG. To manage your 401(k) account, go to workplace.schwab.com.
• Review and understand your life insurance policy reduction schedule based on reaching a certain age.