Desert Radiology Practice-Provided Short-Term Disability (STD)
Most people underestimate their likelihood of being disabled at some point in their life. Disability insurance replaces part of your pay while you are unable to work so you have a continuing income for living expenses.
Prudential
Policy/group #: 53011
Call (Life Claims): (800) 524-0542
Call (Disability Claims): (800) 842-1718
Website: prudential.com/mybenefits
Short-Term Disability (STD) is a practice-paid benefit that can help supplement your income because it pays you a benefit if you are temporarily unable to work for reasons like:
- Pregnancy issues and childbirth recovery
- Prolonged illness or injury
- Surgery and recovery time
How Short Term Disability Works
| Weekly benefit amount | Benefit begins | Maximum payment period | |
| Hourly, Salaried, Directors and Managers | 60% of covered weekly earnings up to a maximum of $1,000 | After 14 days of disability due to an accident or sickness | Up to 11 weeks |
| Physicians, Officers and Executives | 60% of covered weekly earnings up to a maximum of $2,500 | ||
Desert Radiology Practice-Provided Long-Term Disability (LTD)
The practice provides long-term disability benefits to all teammates. This coverage replaces part of the monthly income in case you experience longer-term medical issues such as:
- Debilitating illness (cancer, heart disease, etc.)
- Serious injuries (accident, etc.)
- Heart attack, stroke, mental disorders
How Long Term Disability works
| Benefit amount | Benefit begins | Maximum payment period | |
| Teammates | 60% covered monthly earnings up to $6,500 per month | After 90 days | Social Security normal retirement age (the age at which disability begins may affect the duration of benefits.) |
| Officers | 60% covered monthly earnings up to $15,000 per month | ||
| Physicians | 60% covered monthly earnings up to $20,000 per month | ||
